What Is Second Account In Icici Bank?

Can two bank accounts have the same mobile number?

Yes, for internet banking (OTP), one number can be used for any number of bank accounts.

However for UPI (BHIM, Paytm Google pay, etc where the ID is the mobile number, one number one account.

you cannot have two Paytm accounts with same number..

How can I activate iMobile app without mobile data?

You cannot use iMobile app if your mobile number is not linked to the User ID/ Savings Account. However, if you have not registered your mobile number, you may call our Customer Care for updating your mobile number.

Which is best private bank?

Housing Development Finance Corporation Limited, popularly known as HDFC Bank, ranks number 1 among the list of best private banks in India….HDFC Bank. … ICICI Bank. … Axis Bank. … Kotak Mahindra Bank. … Yes Bank. … Federal Bank. … IndusInd Bank. … RBL Bank.More items…•

What is minimum balance in Icici?

Rs. 10,000To maintain ICICI Bank Savings account, you require a minimum balance of Rs. 10,000 in metro and Urban locations, Rs. 5,000 in Semi Urban and Rs. 2,000 in Rural locations.

Should I have 2 savings accounts?

Having multiple savings accounts is a good idea If you create a separate savings account for each different savings goal you have, you’ll reap many benefits. … Easier goal tracking: Having multiple accounts also makes it easy to track your progress on each separate financial goal you have.

To link two accounts, you will need the account numbers, routing numbers and proof that you are the owner of both accounts. Once you create the link, you can then send money easily between the two banks. It is important to note that bank-to-bank transfers can take a few days to process.

How do I activate iMobile again?

If you are an Android user, go to the Google Play Store and search for “ICICI mobile banking app“. The official mobile banking app by ICICI is called the iMobile app. Upon searching, you will most likely see this app on top. If you are an iPhone user, you will find the same app in your App store.

Can I have 2 accounts in Icici Bank?

If you have multiple accounts with ICICI Bank, you can pool your accounts to execute transactions basis the combined balance available in all the pooled accounts. So no running at the last minute to arrange funds, your other account will take care of it.

What is the minimum balance in Icici Bank?

Note: A regular savings account with ICICI Bank has a minimum Monthly Average Balance (“MAB”) requirement of Rs. 10,000 in Metro and Urban Locations which is waived off for the family members* of our NRI customers.

Is it smart to have two bank accounts?

Depending on your financial goals, you may find that it makes sense to have more than one bank account. Having multiple bank accounts can make it possible for you to have consistent access to the cash you need for everyday expenses while enjoying the best interest rates available in the marketplace.

Is it OK to have 2 current accounts?

A lot of people seem to think you can only have one bank account at a time. But you can actually have multiple current accounts with various banks. Having more than one bank account should not affect your credit score, unless you try to open loads of new ones in a very short space of time.

What are the types of accounts in Icici Bank?

ICICI Savings Account Minimum BalanceType of Savings AccountMinimum Balance for Urban and MetroMinimum Balance for Semi-UrbanSavings AccountRs.10,000Rs.5,000Silver Savings AccountRs.25,000Rs.25,000Freedom Savings AccountRS.10,000Rs.10,000Easy Receive AccountRs.10,000Rs.5,00013 more rows

How can I add another account in Icici imobile?

If both accounts have same KYC information then you can make a service request from their net banking portal to link one account to other Doing that you will be able to operate both accounts from one dashboard or mobile app. Yes, the ICICI mobile app can handle two accounts.

Is it better to have one or two bank accounts?

The number of bank accounts you really need is up to your personal spending, but traditionally, just two accounts – checking and savings – will do. There is an old saying that goes, “the more money you have, the better.” … You can also add an account that saves you ATM fees and another for foreign transactions.

How many accounts are there in Icici Bank?

18.5 million accountAlmost out of the 18.5 million account of ICICI Bank, only 30 per cent of the total accounts are active.